:root{
  --navy:#032E7C;
  --navy-deep:#021F55;
  --red:#CD1433;
  --dark:#46494F;
  --white:#FFFFFF;
  --sand:#FBE3BB;
  --bg:#F4F6F9;
  --line:#DDE3EC;
  --muted:#687386;
  --green:#237A51;
  --orange:#9B6100;
  --shadow:0 18px 50px rgba(3,46,124,.11);
}

*{box-sizing:border-box}
html{background:var(--bg)}
body{margin:0;color:var(--dark);background:var(--bg);font-family:Inter,Arial,sans-serif}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
.hidden{display:none!important}
.eyebrow{font-family:"IBM Plex Sans",Arial,sans-serif;font-size:11px;letter-spacing:.13em;font-weight:700;color:var(--red)}

.toast{position:fixed;z-index:1000;left:50%;bottom:24px;transform:translate(-50%,22px);max-width:min(520px,calc(100% - 32px));padding:13px 18px;border-radius:12px;background:#172033;color:#fff;box-shadow:0 16px 45px rgba(0,0,0,.22);opacity:0;pointer-events:none;transition:.2s ease}
.toast.show{opacity:1;transform:translate(-50%,0)}

.auth-view{min-height:100vh;display:grid;place-items:center;padding:24px;background:radial-gradient(circle at 15% 10%,rgba(3,46,124,.13),transparent 34rem),var(--bg)}
.auth-card{width:min(520px,100%);overflow:hidden;border:1px solid rgba(3,46,124,.09);border-radius:24px;background:#fff;box-shadow:var(--shadow)}
.auth-brand{display:flex;align-items:center;min-height:132px;padding:28px 34px;background:linear-gradient(135deg,var(--navy),var(--navy-deep))}
.auth-brand img{display:block;width:min(235px,78%);height:auto}
.auth-content{padding:34px}
.auth-content h1{margin:8px 0 10px;font-family:"IBM Plex Sans",Arial,sans-serif;font-size:clamp(28px,5vw,38px);line-height:1.08;color:var(--navy)}
.auth-intro{margin:0 0 26px;color:var(--muted);line-height:1.6}
.auth-step>label,.form-grid label{display:flex;flex-direction:column;gap:7px;font-size:13px;font-weight:700;color:#384152}
.inline-field{display:grid;grid-template-columns:1fr auto;gap:10px}
input,select,textarea{width:100%;border:1px solid #C9D1DE;border-radius:11px;background:#fff;color:var(--dark);padding:12px 13px;outline:none;transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(3,46,124,.1)}
textarea{resize:vertical}
.primary,.secondary{min-height:44px;border-radius:11px;padding:10px 16px;font-weight:700}
.primary{border:1px solid var(--navy);background:var(--navy);color:#fff}
.primary:hover{background:var(--navy-deep)}
.primary:disabled{cursor:not-allowed;opacity:.48}
.secondary{border:1px solid var(--navy);background:#fff;color:var(--navy)}
.full{width:100%;margin-top:18px}
.company-confirmed{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:18px;padding:13px 15px;border-radius:12px;background:#F0F4FA}
.company-confirmed div{display:flex;flex-direction:column;gap:3px}
.company-confirmed span{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.company-confirmed strong{color:var(--navy)}
.company-confirmed button{border:0;background:transparent;color:var(--red);font-weight:700}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.form-grid.compact{grid-template-columns:minmax(220px,420px)}
.form-grid .wide{grid-column:1/-1}
.form-error{min-height:20px;margin-top:14px;color:#A30E27;font-size:13px;font-weight:600}

.app-view{min-height:100vh}
.app-header{background:linear-gradient(120deg,var(--navy),#043A95);box-shadow:0 5px 22px rgba(3,46,124,.18)}
.app-header-inner{width:min(1120px,calc(100% - 40px));min-height:108px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:20px}
.app-logo{display:block;width:min(220px,65vw);height:auto}
.logout-button{border:1px solid rgba(255,255,255,.7);border-radius:999px;background:transparent;color:#fff;padding:8px 17px;font-weight:700}
.logout-button:hover{background:rgba(255,255,255,.1)}
.portal-shell{width:min(980px,calc(100% - 40px));margin:0 auto;padding:34px 0 50px}
.employee-welcome{margin-bottom:22px}
.employee-welcome h1{margin:0 0 4px;font-family:"IBM Plex Sans",Arial,sans-serif;font-size:clamp(30px,4vw,42px);line-height:1.05;color:#303742}
.employee-welcome p{margin:0;color:var(--muted);font-size:16px}

.credit-card{display:block;width:100%;overflow:hidden;border:0;border-radius:20px;padding:24px 26px;text-align:left;color:#fff;background:linear-gradient(135deg,#063B98 0%,var(--navy) 58%,#021F55 100%);box-shadow:0 16px 36px rgba(3,46,124,.21);transition:transform .16s ease,box-shadow .16s ease}
.credit-card:hover{transform:translateY(-2px);box-shadow:0 20px 42px rgba(3,46,124,.25)}
.credit-card-top,.credit-card-footer{display:flex;align-items:center;justify-content:space-between;gap:16px}
.credit-eyebrow{font-family:"IBM Plex Sans",Arial,sans-serif;font-size:12px;letter-spacing:.1em;font-weight:700}
.credit-status{border:1px solid rgba(255,255,255,.45);border-radius:999px;padding:5px 10px;font-size:11px;font-weight:700}
.credit-amount{display:block;margin:16px 0 6px;font-family:"IBM Plex Sans",Arial,sans-serif;font-size:clamp(38px,6vw,56px);line-height:1}
.credit-card p{margin:0 0 20px;color:rgba(255,255,255,.85);line-height:1.5}
.credit-card-footer{padding-top:15px;border-top:1px solid rgba(255,255,255,.23);font-size:13px;font-weight:700}

.benefits-section{margin-top:28px}
.benefits-section h2{margin:0 0 14px;font-family:"IBM Plex Sans",Arial,sans-serif;font-size:24px;color:#303742}
.benefits-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.benefit-card{display:grid;grid-template-columns:42px 1fr;gap:13px;min-height:164px;padding:18px;border:1px solid var(--line);border-radius:16px;background:#fff;text-align:left;box-shadow:0 7px 22px rgba(25,44,77,.06);transition:transform .15s,border-color .15s,box-shadow .15s}
.benefit-card:hover{transform:translateY(-2px);border-color:rgba(3,46,124,.35);box-shadow:0 12px 27px rgba(25,44,77,.1)}
.benefit-icon{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;background:#EFF4FC;color:var(--navy);font-family:"IBM Plex Sans",Arial,sans-serif;font-size:21px;font-weight:700}
.benefit-copy{display:flex;min-width:0;flex-direction:column}
.benefit-copy strong{font-family:"IBM Plex Sans",Arial,sans-serif;font-size:16px;color:#303742}
.benefit-copy small{display:block;margin-top:5px;color:var(--muted);font-size:12px;line-height:1.45}
.benefit-copy em{display:block;margin-top:auto;padding-top:12px;color:var(--navy);font-size:12px;font-style:normal;font-weight:700}

.module-view{width:100%}
.module-toolbar{display:flex;align-items:center;gap:18px;margin-bottom:20px}
.module-toolbar>div{min-width:0}
.module-toolbar h1{margin:4px 0 0;font-family:"IBM Plex Sans",Arial,sans-serif;font-size:30px;color:#303742}
.back-button{flex:0 0 auto;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--navy);padding:10px 14px;font-weight:700}
.back-button:hover{border-color:var(--navy)}
.benefit-panel{display:none}
.benefit-panel.active{display:block}
.section-card,.loan-card{border:1px solid var(--line);border-radius:18px;background:#fff;padding:24px;box-shadow:0 10px 28px rgba(25,44,77,.07)}
.section-card h2,.loan-card h2{margin:6px 0 9px;font-family:"IBM Plex Sans",Arial,sans-serif;color:#303742}
.section-card p,.loan-card p{color:var(--muted);line-height:1.6}
.section-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:20px}
.inline-status{margin-top:14px;color:var(--navy);font-weight:600}
.loading{padding:32px;border:1px solid var(--line);border-radius:16px;background:#fff;color:var(--muted);text-align:center}

.loan-flow{display:grid;gap:16px}
.flow-steps{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:8px;margin-bottom:2px}
.flow-step{padding:10px 8px;border:1px solid var(--line);border-radius:10px;background:#fff;color:#7A8391;font-size:11px;font-weight:700;text-align:center}
.flow-step.current{border-color:var(--navy);background:#EFF4FC;color:var(--navy)}
.flow-step.done{border-color:#B8D9CA;background:#F0F8F4;color:var(--green)}
.primary-card{border:0;color:#fff;background:linear-gradient(135deg,#063B98,var(--navy))}
.primary-card h2,.primary-card p,.primary-card .eyebrow{color:#fff}
.loan-amount{margin:10px 0;font-family:"IBM Plex Sans",Arial,sans-serif;font-size:clamp(36px,6vw,52px);font-weight:700}
.loan-summary-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:18px}
.loan-summary-grid>div{display:flex;min-height:78px;flex-direction:column;justify-content:center;gap:5px;padding:13px;border:1px solid var(--line);border-radius:12px;background:#F8FAFD}
.primary-card .loan-summary-grid>div{border-color:rgba(255,255,255,.22);background:rgba(255,255,255,.1)}
.loan-summary-grid span{color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.04em}
.primary-card .loan-summary-grid span{color:rgba(255,255,255,.72)}
.loan-summary-grid strong{font-family:"IBM Plex Sans",Arial,sans-serif;color:#303742}
.primary-card .loan-summary-grid strong{color:#fff}
.loan-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.loan-alert{margin-top:16px;padding:13px 15px;border-radius:11px;background:#FFF7E8;color:#71501A;line-height:1.5}
.loan-alert.error{background:#FFF0F3;color:#97112A}
.loan-alert.success{background:#EDF8F2;color:#1D6844}
.status-pill{display:inline-flex;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:700}
.status-pill.warn{background:#FFF0D4;color:var(--orange)}
.status-pill.success{background:#EDF8F2;color:#1D6844}
.status-pill.error{background:#FFF0F3;color:#97112A}
.loan-document-upload{margin-top:16px;padding:14px 15px;border-radius:11px;border:1px solid #E7E2D8;background:#FBFAF7}
.loan-document-upload-head{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap}
.loan-document-upload input[type="file"]{display:block;margin-top:10px;margin-bottom:10px;max-width:100%}
.loan-support-help{margin-top:22px;text-align:center;font-size:13px}
.loan-support-help a{color:var(--muted,#6B7280);text-decoration:underline}
.loan-document-whatsapp-alt{margin-top:16px;padding-top:14px;border-top:1px dashed #E7E2D8;text-align:center}
.loan-document-whatsapp-alt .field-note{margin:0 0 8px}
.otp-box{display:flex;gap:10px;margin-top:16px}
.otp-box input{max-width:220px}
.checkbox-row{display:flex;align-items:flex-start;gap:10px;margin-top:16px;color:#3F4857;line-height:1.5}
.checkbox-row input{width:auto;margin-top:3px}
.signature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:18px}
.signature-grid label{display:flex;flex-direction:column;gap:7px;font-size:13px;font-weight:700}

@media (max-width:820px){
  .benefits-list{grid-template-columns:1fr}
  .benefit-card{min-height:0}
  .loan-summary-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .flow-steps{grid-template-columns:1fr 1fr}
}

@media (max-width:600px){
  .auth-view{padding:10px}
  .auth-card{border-radius:18px}
  .auth-brand{min-height:108px;padding:22px 24px}
  .auth-brand img{width:min(210px,80%)}
  .auth-content{padding:25px 22px}
  .inline-field{grid-template-columns:1fr}
  .form-grid,.signature-grid{grid-template-columns:1fr}
  .app-header-inner{width:calc(100% - 28px);min-height:91px}
  .app-logo{width:188px}
  .portal-shell{width:calc(100% - 28px);padding:25px 0 38px}
  .credit-card{padding:21px 19px;border-radius:17px}
  .credit-card-top,.credit-card-footer{align-items:flex-start}
  .credit-card-footer{font-size:12px}
  .loan-summary-grid{grid-template-columns:1fr}
  .flow-steps{grid-template-columns:1fr}
  .module-toolbar{align-items:flex-start;flex-direction:column}
  .section-card,.loan-card{padding:19px}
}


/* Educación financiera */
.education-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;margin-top:20px}
.education-item{display:flex;min-height:138px;flex-direction:column;gap:8px;padding:18px;border:1px solid var(--line);border-radius:14px;background:#F8FAFD}
.education-item strong{font-family:"IBM Plex Sans",Arial,sans-serif;color:var(--navy);font-size:15px}
.education-item span{color:var(--muted);font-size:12px;line-height:1.55}
@media (max-width:820px){.education-grid{grid-template-columns:1fr}}

/* Solicitud especial de monto */
.special-amount-card{border-color:#D7E0EE;background:linear-gradient(180deg,#FFFFFF,#FBFCFF)}
.special-amount-card.approved{border-color:#B7DCCB;background:#F7FCF9}
.special-amount-card .eyebrow{color:var(--red)}
.special-note{margin:14px 0 0;padding:12px 14px;border-left:3px solid var(--navy);border-radius:0 9px 9px 0;background:#F4F7FC;color:#4E596B!important}


/* Educación financiera: beneficio aún no disponible */
.benefit-card.coming-soon{cursor:default;background:#F7F8FA;border-style:dashed;opacity:1}
.benefit-card.coming-soon:hover{transform:none;box-shadow:none}
.benefit-card.coming-soon .benefit-icon{background:#ECEFF4;color:#737B88}
.benefit-card.coming-soon .benefit-copy em{color:#737B88}
.coming-soon-panel{background:#F8FAFD;border-style:dashed}

/* Circuito simplificado: contrato directo y aceptación documental */
.flow-steps{grid-template-columns:repeat(4,minmax(0,1fr))}
.contract-form-section{margin-top:22px;padding-top:20px;border-top:1px solid var(--line)}
.contract-form-section h3{margin:0 0 8px;font-family:"IBM Plex Sans",Arial,sans-serif;color:#303742;font-size:18px}
.contract-form-section>p{margin:0 0 12px}
.contract-acceptances{margin-top:22px;padding:16px 18px;border:1px solid var(--line);border-radius:14px;background:#FAFBFD}
.amortization-box{margin-top:12px;border:1px solid var(--line);border-radius:13px;background:#fff;overflow:hidden}
.amortization-box summary{cursor:pointer;padding:13px 15px;background:#F3F6FB;color:var(--navy);font-weight:700}
.amortization-scroll{overflow-x:auto}
.amortization-preview{width:100%;min-width:760px;border-collapse:collapse;font-size:12px}
.amortization-preview th{padding:10px 8px;background:var(--navy);color:#fff;text-align:right;white-space:nowrap}
.amortization-preview td{padding:9px 8px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}
.amortization-preview th:first-child,.amortization-preview th:nth-child(2),.amortization-preview td:first-child,.amortization-preview td:nth-child(2){text-align:center}

@media (max-width:820px){.flow-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.flow-steps{grid-template-columns:1fr}.contract-acceptances{padding:13px}}


/* Revisión contractual unificada previa a la firma física */
.contract-review-box{
  margin-top:14px;
  border:1px solid var(--line);
  border-radius:14px;
  background:#fff;
  overflow:hidden;
}
.contract-review-intro{
  display:flex;
  flex-direction:column;
  gap:4px;
  padding:14px 16px;
  background:#F3F6FB;
  border-bottom:1px solid var(--line);
}
.contract-review-intro strong{
  font-family:"IBM Plex Sans",Arial,sans-serif;
  color:var(--navy);
  font-size:15px;
}
.contract-review-intro span{color:var(--muted);font-size:12px;line-height:1.5}
.contract-review-scroll{
  max-height:520px;
  overflow-y:auto;
  padding:18px;
  scroll-behavior:smooth;
}
.contract-review-section+ .contract-review-section{
  margin-top:24px;
  padding-top:22px;
  border-top:1px solid var(--line);
}
.contract-review-section h4{
  margin:0 0 14px;
  font-family:"IBM Plex Sans",Arial,sans-serif;
  color:#303742;
  font-size:16px;
}
.contract-operation-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:10px;
}
.contract-operation-grid>div{
  padding:11px 12px;
  border:1px solid #E4E8EF;
  border-radius:10px;
  background:#FAFBFD;
  min-width:0;
}
.contract-operation-grid span{display:block;color:var(--muted);font-size:11px;margin-bottom:4px}
.contract-operation-grid strong{display:block;color:#303742;font-size:13px;line-height:1.45;overflow-wrap:anywhere}
.contract-particular-list{
  margin:0;
  padding-left:22px;
  color:#3F4857;
  line-height:1.6;
}
.contract-particular-list li+li{margin-top:9px}
.contract-general-list{display:grid;gap:16px}
.contract-clause{
  padding:14px 15px;
  border:1px solid #E4E8EF;
  border-radius:11px;
  background:#FAFBFD;
}
.contract-clause h5{
  margin:0 0 8px;
  font-family:"IBM Plex Sans",Arial,sans-serif;
  color:var(--navy);
  font-size:14px;
}
.contract-clause p{
  margin:0;
  color:#3F4857;
  font-size:13px;
  line-height:1.6;
  white-space:pre-line;
}
.contract-clause p+p{margin-top:8px}
.contract-document-text{
  padding:14px 15px;
  border:1px solid #E4E8EF;
  border-radius:11px;
  background:#FAFBFD;
  color:#3F4857;
  font-size:13px;
  line-height:1.6;
}
.contract-document-text p{margin:0;white-space:normal}
.contract-document-text p+p{margin-top:10px}
.contract-document-list{
  margin:0 0 12px;
  padding-left:22px;
  color:#3F4857;
  font-size:13px;
  line-height:1.6;
}
.contract-document-list li+li{margin-top:6px}
.contract-lettered{
  margin:9px 0 0;
  padding-left:22px;
  color:#3F4857;
  font-size:13px;
  line-height:1.55;
  list-style-type:lower-alpha;
}
.contract-review-version{
  padding:10px 16px;
  border-top:1px solid var(--line);
  background:#FAFBFD;
  color:var(--muted);
  font-size:11px;
}
@media (max-width:600px){
  .contract-review-scroll{max-height:420px;padding:14px}
  .contract-clause{padding:12px}
  .contract-operation-grid{grid-template-columns:1fr}
}

.term-slider input[type=range]{width:100%;accent-color:#032e7c;min-height:36px}.term-ticks{display:grid;grid-template-columns:repeat(10,minmax(52px,1fr));overflow-x:auto;gap:4px;padding:6px 0}.term-ticks button{border:1px solid #d6dfec;background:white;border-radius:8px;padding:8px 4px;font:inherit;cursor:pointer}.term-ticks button.selected{background:#032e7c;color:white}.term-ticks small{display:block;font-size:10px;margin-top:4px}.term-ticks button:disabled{opacity:.5}

/* Alcance exclusivo del enlace personal dentro del Portal existente. */
#gs-personal-signature .gs-field{display:flex;flex-direction:column;gap:8px;margin-top:18px}
#gs-personal-signature .gs-acceptance{display:flex;align-items:flex-start;gap:12px;margin:16px 0;line-height:1.5}
#gs-personal-signature .gs-acceptance input[type="checkbox"]{width:18px;height:18px;flex:0 0 18px;margin:3px 0 0;padding:0;accent-color:var(--navy)}
#gs-personal-signature #gs-sign-error{color:var(--red)}
#gs-personal-signature a{color:var(--navy)}

/* v1.6.1 / PWA 1.3.1: la grilla de plazos no debe ensanchar la pantalla móvil.
   Los importes mantienen su desplazamiento interno; el range queda completamente accesible. */
.loan-flow{min-width:0;grid-template-columns:minmax(0,1fr)}
.loan-flow>.loan-card,.loan-flow>.section-card,.term-slider,#loan-term-summary{min-width:0;max-width:100%}
.term-ticks{min-width:0;max-width:100%;overscroll-behavior-x:contain}

/* Acceso personal de firma: aislado del inicio normal, también con una sesión previa. */
body.sigma-signature-mode > #authView,
body.sigma-signature-mode > #appView {display:none!important}
#gs-personal-signature{max-width:860px;margin:24px auto;padding:16px;overflow-wrap:anywhere}
#gs-personal-signature .gs-sign-header{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;flex-wrap:wrap}
#gs-personal-signature .gs-field{display:flex;flex-direction:column;gap:8px;margin-top:18px}
#gs-personal-signature .gs-acceptance{display:flex;align-items:flex-start;gap:12px;margin:16px 0;line-height:1.5}
#gs-personal-signature .gs-acceptance input[type="checkbox"]{width:18px;height:18px;flex:0 0 18px;margin:3px 0 0;padding:0;accent-color:var(--navy)}
#gs-personal-signature #gs-sign-error{color:var(--red)}
#gs-personal-signature .gs-zapsign-link{display:inline-block;text-decoration:none;color:white}
#gs-personal-signature #gs-refresh{margin-top:16px}

/* r21: plazos 3..24; conserva arrastre nativo y adapta botones al ancho. */
.term-ticks{grid-template-columns:repeat(auto-fit,minmax(90px,1fr));overflow-x:visible;min-width:0;max-width:100%}
.term-ticks button{min-width:0;overflow-wrap:anywhere}